Terms of Use
Last updated: October 24, 2026
Educational Disclaimer
All materials, contracts, sample forms, calculators, and instructional videos provided within Overages Overflow® Learning Library are for informational and educational purposes only. Overages Overflow® does not provide legal, tax, accounting, or licensed attorney representation. To ensure compliance with your jurisdiction's specific statutory rules, you should always consult a licensed local attorney or qualified professional.
1. Educational Purposes Only — No Attorney-Client Relationship
Overages Overflow®, including all video modules, form packs, document templates, and resources ("the Curriculum"), is designed to teach principles of locating and recovering surplus funds resulting from tax foreclosure auctions and mortgage foreclosures.
Accessing or utilizing these materials does not create an attorney-client relationship. You are solely responsible for verifying the legal requirements of each county, clerk of court, and state treasurer with which you file claims or enter into third-party recovery agreements.
2. Intellectual Property & License
Overages Overflow® is a registered trademark. All proprietary video lessons, written guides, and curricula are protected under United States and international copyright laws.
Purchasers and enrolled members are granted a single-user, non-transferable, non-exclusive license to use the training and customize document templates for their own legitimate overages business operations. Sharing login credentials, redistributing master course videos, or reselling course curricula is strictly prohibited and subject to immediate account termination without refund.
3. Earnings & Business Risk Disclosure
Overages recovery involves interacting with former property owners, investigating county auction records, and navigating court proceedings. Results vary significantly based on your individual effort, state statutory caps, claimant responsiveness, and due diligence. Overages Overflow® makes no guarantee of specific financial returns or business outcomes.